The Ohio State Fire Commissioner released in August 2021 the findings of a report on the home fire that is the basis of the ongoing lawsuit against Allstate.
The report concluded that the cause of the fire could not be determined as electrical equipment was present in the ignition area
accidental causes could not be ruled out. Human actions, whether accidental or intentional, cannot be ruled out.
This incident is now closed and may be reopened in the future as more information may become available,” the fire chief’s report said
Lebanon Mayor Mark Messer and his wife filed a lawsuit against insurance company Allstate after a fire destroyed their home around midnight on August 14, 2021.
In the lawsuit, the couple sought a declaratory judgment alleging breach of contract and malfeasance, and claimed that Allstate had delayed processing the claim.
Its own investigation determined that the policy does not provide coverage for your claim because “(1) the intentional conduct acts to exclude coverage.