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Protective's term policies are the cheapest of all the insurers we reviewed (tied with the other two), and offer an unusual term of up to 40 years.

Protective

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Haven Life provides a seamless and almost seamless online bidding, applying and buying experience.

Haven Life 

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MassMutual ranks first in financial strength, has paid annual dividends since 1869, has few complaints, and has a diversified policy.

MassMutual 

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Three life benefits included in most policies, our generous no-test requirement, strong finances and satisfied customers make us the country's number one choice.

Nationwide

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Return of Premium (ROP) Term Life Insurance Traders of Omaha offers a wide range of riders and most policies include at least two survival benefits.

Mutual of Omaha 

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Guardian has had very few customer complaints, has an A++ (excellent) financial strength rating, and pays dividends to eligible policyholders.

Guardian 

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USAA offers military-specific benefits that pay for injuries sustained in service and compensate you while in combat.

USAA

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Penn Mutual has paid dividends for nearly 175 years and provides non-medically tested life insurance coverage of up to $7.5 million to qualified applicants.

Penn Mutual 

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Term premiums were the lowest of all insurers we reviewed (tied with the other two), and Banner offers terms of up to 40 years.

Banner

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State Farm has organized JD since last 3 years. Power Life Insurance Customer Satisfaction at number one.

State Farm Life Insurance